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Transitioning to retirement can be challenging for most. After working for decades, there’s no place to be – no meetings to attend. We’re confident you’ll fill your schedule, and like most retirees, you may be busier than ever – doing the things you want to do. But what about your assets? Without a steady…
No one enjoys talking about their own mortality, but the right legal tools can help ensure that your wishes are carried out should a medical emergency arise. In Louisiana, there is no legal default method for addressing these wishes in the event of unexpected incapacitation. However, certain legal tools can provide for these often unforeseen…
When should you start planning your estate? Did you know that many financial advisors recommend you start to plan your estate as soon as you become an adult? Even with that as a guideline – that still leaves a lot of questions to answer. Losavio & DeJean, LLC – located in Baton Rouge – specializes…
Are you 65 or older? Do you need medical coverage or long-term care? Medicaid may be the solution for you – but how do you apply for Medicaid? Should you hire a lawyer to apply for Medicaid? Losavio & DeJean, LLC is here to help you navigate the Medicaid application process with more than 40…
Are you planning your estate in the Baton Rouge area? Power of attorney is likely a phrase that you have heard before – but what is a power of attorney in Louisiana? How does a power of attorney work? Losavio & DeJean, LLC and our legal team are here to help you plan your estate…
Comprehensive Services for Seniors & Families If you or a loved one is living with a disability, the Social Security Administration and the Department of Veteran’s Affairs have benefit programs for which you may qualify. Determining your eligibility for these programs and applying for benefits can be confusing. However, you are not alone in this…
Today we’re going to talk about two important documents called an affidavit of cremation and an affidavit of burial. We’ve all heard horror stories on TV about family members fighting in funeral homes over whether or not their love one who is passed away should be cremated or what type of arrangement should be done….
It’s not unusual for someone to open individual bank accounts prior to filing a lawsuit for divorce. Although this is financially practical, it can also create a false sense of security with the belief that this account is their own separate money. Under Louisiana law, it is important to always remember that living separate from…
The basic age eligibility requirement for a home equity conversion mortgage is that the youngest person on the title must be at least 62 years old. However, if one spouse is under the age of 62, a reverse mortgage may still be possible because there is an exception for the non-borrowing spouse. The borrowers must…
If you ever need long-term care, it may be difficult to manage the costs without draining your savings, pension, or other income sources, which is why Medicaid planning is so important. While your income and resources may not be able to cover the cost of care, they may still disqualify you from Medicaid if they exceed the income…
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