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Long-term care refers to a wide array of services and support systems tailored to address health and personal care needs over an extended duration. This type of care primarily involves personal assistance, which includes everyday activities known as Activities of Daily Living (ADLs). These activities may include bathing, dressing, eating, and maintaining personal hygiene. The…

Long-term care (LTC) is designed to provide critical services that assist individuals with chronic conditions in managing limitations that may impede their ability to live independently. Unlike traditional medical care, long-term care focuses on maintaining a person’s current level of functioning rather than trying to improve or cure underlying medical issues. For individuals facing physical…

You likely have seen commercials featuring Tom Selleck and Henry Winkler advocating for reverse mortgages as a valuable income source for retirees or individuals with limited funds. However, while these loans can offer significant benefits, they may not be suitable for everyone. The guide below will take a closer look at the advantages and disadvantages…

Louisiana is the only state to enact the law to allow unregulated companies to profit off the benefit claims of disabled American veterans. Under federal law, it is illegal for anyone without VA accreditations, including licensed attorneys, to assist veterans in filing out their disability claims. Getting the accreditation involves a background check, written exam,…

In Louisiana, if a person passes away without a valid Last Will and Testament, they are considered to have died intestate. This means that their estate will be handled according to the state’s intestate succession laws. In Louisiana, the instate rules distribute a person’s assets to various relatives, starting with the deceased’s children and spouse…

It’s no secret that everyone wants to reduce the amount of paperwork in their lives. However, when it comes to specific documents, keeping them safe may be in your best interest. The last thing you want to do is throw out a critical estate planning document and not have it when you need it most….

When you name beneficiaries in your Last Will and Testament, trust, or other policies or accounts, you are taking steps to plan for the future and ease a significant burden off your loved ones. However, while naming a beneficiary has various benefits, it is crucial to consider specific issues that can arise with this process….

Ensuring that you have your financial information readily available, prepared, and organized is crucial in case you are unable to do so in the future. This will not only give you peace of mind today, but it will also relieve your loved ones of the burden of having to do so in the future. By…

If you have a loved one who is mentally or physically disabled, you probably want to know what options you have when it comes to taking care of them in the future, especially when it comes to leaving them an inheritance. This is because it is not uncommon for those with special needs to require…

When someone close to you dies, it can be overwhelming to know what to do next. However, time-sensitive actions may need to be taken to avoid further complications during this difficult time. That is why it is crucial to understand the necessary steps to take following this passing. What To Do Right After a Loved…