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Comprehensive Services for Seniors & Families If you or a loved one is living with a disability, the Social Security Administration and the Department of Veteran’s Affairs have benefit programs for which you may qualify. Determining your eligibility for these programs and applying for benefits can be confusing. However, you are not alone in this…

Today we’re going to talk about two important documents called an affidavit of cremation and an affidavit of burial. We’ve all heard horror stories on TV about family members fighting in funeral homes over whether or not their love one who is passed away should be cremated or what type of arrangement should be done….

It’s not unusual for someone to open individual bank accounts prior to filing a lawsuit for divorce. Although this is financially practical, it can also create a false sense of security with the belief that this account is their own separate money. Under Louisiana law, it is important to always remember that living separate from…

The basic age eligibility requirement for a home equity conversion mortgage is that the youngest person on the title must be at least 62 years old. However, if one spouse is under the age of 62, a reverse mortgage may still be possible because there is an exception for the non-borrowing spouse. The borrowers must…

If you ever need long-term care, it may be difficult to manage the costs without draining your savings, pension, or other income sources, which is why Medicaid planning is so important. While your income and resources may not be able to cover the cost of care, they may still disqualify you from Medicaid if they exceed the income…

The best way to describe a trust is that it is a fortress that we help build to protect your hard-earned assets what you’ve worked so hard for to acquire during your life, to protect you from the four big bad wolves. The first big bad wolf we worry about is creditors. What will happen…

Losavio & DeJean believes everyone should have a living will, which is why our law firm is giving away our living will form for free. Our lawyers specialize in estate planning, and we can assist you today if you need help drafting a living will to include in your estate plan. Why Louisiana Allows Living Wills The…

A special needs trust is not just for medical or disability-related items. Nearly all special needs trusts describe special needs as anything not provided by public benefit programs, such as supplemental items that can improve the beneficiary’s quality of life. For example, a vehicle, a home, educational expenses, electronic equipment, a computer or even ongoing…

Potential clients come to my office seeking advice when their parents or loved ones have failed to execute powers of attorney. They are usually surprised and upset to learn that there is only one legal option to obtain the authority to make healthcare and financial decisions for their relatives. Sadly, they are not alone. It…

Requirements for Power of Attorney If you decide to create a power of attorney, be sure to fulfill the requirements to ensure that it is valid.  Louisiana requires steps to be taken when preparing or implementing a power of attorney or “mandate”. The requirements include: Mandates must be in writing. Verbal mandates are not recognized….