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A will permits you to decide how and to whom your assets are distributed after your death. But, what if you die in Louisiana without a will? What happens to your assets? Do they go to the state? Without a will, your estate will enter probate, and the courts then decide how your assets are…
The IRS is the most powerful collection agency in the world, gaining more and more power by the minute. The Inflation Reduction Act is funding $45 billion solely allocated to the hiring of 87,000 new enforcement agents. Those enforcement agents are usually just working to collect money, not necessarily working with your best interest at…
Most adults are able to make their own healthcare decisions, based on their goals, values, and beliefs. However, there may come a time when you can’t make medical decisions for yourself – potentially causing stress among your family members about what health decisions you would prefer. For example, say you have a stroke, rendering you…
Many people assume that only veterans who were disabled while on active duty can qualify for veterans’ benefits. But this isn’t always the case. While it’s true that compensation benefits may be reserved for veterans disabled in active service, there are other available benefits for Louisiana veterans. Let’s take a look at five types of…
When creating your estate plan, planning for your health and medical care is critical. Ensuring that you get the medical care you need – now and in the future – not only helps you live your best life, but it also takes the stress and worries off your loved ones, knowing that your medical needs…
When seniors plan for their future and legacy, numerous issues must be addressed – from will and trusts to retirement tax planning. Another issue that needs prompt attention is estate tax planning. As you plan for your retirement and the protection of your family, you should understand what taxes apply (or don’t apply) to your…
When you think of elder abuse, your first thought may be neglect, such as failing to provide an older adult with life’s necessities, such as food or medical care. However, according to the National Council on Aging, financial abuse and fraud rob seniors of $2.6 billion to $36.5 billion annually. It’s difficult to pinpoint the…
Losing a loved one is often an emotional rollercoaster. However, numerous legal matters must be handled beyond the grief, making the loss of a loved one even more challenging. In most states, when a person passes away, their estate enters into a court-supervised process called probate. Probate is the legal process of distributing the deceased…
Caring for aging parents is challenging, no matter your age. However, 54 percent of Americans are currently “sandwiched” between their children and their aging parents – often creating additional stress daily. Preparation is one way to combat the stress of caring for your aging parents. For example, adult children can help aging parents prepare by…
Transitioning to retirement can be challenging for most. After working for decades, there’s no place to be – no meetings to attend. We’re confident you’ll fill your schedule, and like most retirees, you may be busier than ever – doing the things you want to do. But what about your assets? Without a steady…
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