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March 18, 2019

Why is an Elder Law Attorney Different?

Elder law is a practice devoted specifically to the needs of a particular demographic of client as opposed to a particular area of law. All elder […]
March 8, 2019

!! Important Upcoming Free Seminar !!

Our next free seminar on How to Plan for Long Term Care is scheduled for Tuesday March 12, 2019 at the Clarion Inn & Suites Conference […]
February 27, 2019

Questions for the Four Stages of Estate Planning

Age with a plan. Aging without a plan is like traveling without a map or destination. Planning ahead allows you to meet your goals for yourself […]
October 1, 2018

Today at Losavio and DeJean LLC, we received a lovely arrangement of flowers from a client Mr. Pete Losavio assisted in protecting their mother’s home from […]
October 1, 2018

ALERT! AFTER OCTOBER 18, 2018, SOME HOMES WILL NOT BE EXEMPT FOR VA AID AND ATTENDANCE BENEFITS!

The Veteran’s Administration has enacted significant changes that will go into effect October 18, 2018 regarding VA Aid and Attendance Benefits. Under prior rules, any home […]
September 28, 2018

ALERT!!! SIGNIFICANT CHANGES TO V.A. AID AND ATTENDANCE BENEFITS!! DON’T DELAY ACTION!!

The much anticipated look back period has finally been enacted by the Veteran’s Administration. The Veteran’s Administration has enacted significant changes that will go into effect […]
September 19, 2018

Social Security Disability: My Cousin Got It. Why Can’t I?

Persons that apply for Social Security benefits often become frustrated when they are denied. They are particularly frustrated when they feel that their relative or friends […]
September 17, 2018

Can I Get Veteran’s Disability and Social Security Disability Benefits at The Same Time?

Yes. You can get both Veteran’s Disability and Social Security Disability Benefits at the same time. They are separate and independent programs. Both have their own […]
September 4, 2018

Divorce: Be Careful What You Ask for In Property Settlement with Your Spouse If You Are An SSI/Medicaid Recipient!!!!

If a spouse is receiving Social Security Income benefits and Medicaid, they should be extremely careful in settling and litigating their partition (division) of community property […]
August 28, 2018

Keep the Social Security Administration Updated and Informed

When a person begins receiving Social Security disability benefits, claimants may believe that they don’t need to do anything else. However, the Social Security Administration imposes […]
August 16, 2018

Will an Inheritance or Personal Injury Settlement Effect My Social Security Benefits?

It is not unusual for person’s receiving Social Security benefits to come into money or property by way of inheritance or personal injury settlement or judgment. […]
July 31, 2018

Beware! Homestead Exemption for Louisiana Bankruptcies Applies Only to A Single Person or Married Couple!

Debtors in Louisiana can be exempt from seizures in a Louisiana bankruptcy of equity in their home of $ 25,000.00. Further, if the obligations are related […]
July 26, 2018

The Difficulties of Challenging a Will

Due to the increased number of diagnosed cases of Alzheimer’s disease and dementia, there are more potential cases of heirs challenging wills based on the decedent’s […]
July 24, 2018

Will an Inheritance or Personal Injury Settlement Effect My Social Security Benefits?

It is not unusual for person’s receiving Social Security benefits to come into money or property by way of inheritance or personal injury settlement or judgment. […]
July 13, 2018
It is not uncommon for people that have physical or mental disabilities to avoid treatment. When the medical records are reviewed, you will find long time […]
July 5, 2018

Taxpayers Who Owed Tax This Year Should Check Their Withholding Soon

Taxpayers who owed additional tax when they filed their federal return earlier this year should do a “paycheck checkup” as soon as possible. The IRS Withholding Calculator […]
June 25, 2018

My Father’s Estate Has More Debts Than Assets. What Do I Do?

Not all estates have more assets than debts. Some decedents leave estates encumbered by large debts that exceed the value of their assets. We call these […]
June 21, 2018

Communicating with The Social Security Administration

A Social Security claim is extremely important to any individual. To facilitate this claim, communications are a must. I do not recommend that claimants communicate by […]
June 19, 2018

Reasons to Update Your Will

It is important to remember that persons shouldn’t just execute their wills, store them and not worry about them. Wills should always be updated. Otherwise, there […]
June 13, 2018

Don’t Forget to Evaluate Possible Mental Disabilities

In applying for Social Security Disability or SSI benefits, attorneys and claimants generally focus on physical disabilities. These physical disabilities can include heart problems, back disorders, […]
June 5, 2018

Don’t Use Powers of Attorney After Principal Has Died!

Unfortunately, it is common for agents in powers of attorney to continue to use them to conduct financial business even after the principal has died. Once […]
May 23, 2018

How Often Should I Update My Will?

There is a large public misunderstanding that a will is something set in concrete, that doesn’t change and is to be signed and put away until […]
May 21, 2018

Are Life Insurance Proceeds Part of a Succession?

In Louisiana, the general answer to this question is no. Life insurance proceeds are not part of a succession. This can be confusing because both successions […]
May 15, 2018

The Biggest Mistake Made by Social Security Claimants

One of the biggest mistakes that people make in applying for Social Security benefits is that they believe and assume that the Social Security Administration is […]
May 14, 2018

Small Successions

In the past, many heirs were reluctant to open legal succession in Louisiana due to the fees and costs. There is a perception that opening a […]
May 1, 2018

I Moved to Louisiana And Have A Will Executed in Another State. Should I Get A New Will Done in Louisiana?

It is common for people to move to different states. Potential clients come to my office asking if it is necessary to execute a new will […]
April 25, 2018

When Can I Get My Full Social Security Retirement Benefits?

When you can obtain full retirement, benefits are determined by your date of birth. If you were born between 1943 and 1954, full retirement age is […]
April 17, 2018

Putting Off Getting A Will till You Fly? Think Again!

One of the biggest things that motivates people to our law firm to engage in estate planning or updating their wills is when they go on […]
April 16, 2018

What Is A Living Will?

A living will is probably the most misnamed legal document.It has nothing to do with “living” and it’s not a “will”. To put it bluntly, it […]
April 12, 2018

The Importance of Health Care Directives

A Health Care Directive is a legal document where a person can express whether they want or don’t want to try medical treatment in certain specific […]
April 4, 2018

Can I Discharge My Student Loan in Bankruptcy?

The general answer is no. Student loans are not automatically discharged in bankruptcy. In fact, they are exempt from discharge. In order to discharge the student […]
April 3, 2018

2018 Veterans Benefits

Monthly Pension Rates  Single Veteran Basic Improved Pension:                                          $1,097 Housebound:                                                             $1,340 Aid & Attendance:                                                     $1,830 Standard 5% VA UME Deduction:                           $54.92 Married Veteran Basic Improved […]
April 2, 2018

New Medicaid Numbers

  Community Spouse Resource Allowance $123,600 Resource Allowance for an Individual $2,000 Resource Allowance for a Couple (Both husband and wife in a nursing home) $3,000 […]
March 26, 2018

Wills Are Not Secrets!

One of the popular public myths is that wills are a big secret. From a practical stand point, this is not entirely accurate. The fact that […]
March 20, 2018

Form Requirements for Mandates (Powers of Attorney) In Louisiana

In Louisiana, a power of attorney is called a “mandate”. Mandates must be in writing. Verbal mandates are not recognized. So, you can’t just tell someone […]
March 19, 2018

Who Will Make the Decision When I Die If I Have No Living Will?

Living wills are important legal documents. A living will gives the person signing it, the power to stop any life sustaining procedure if that person has […]
March 14, 2018

How Long Must I Be Disabled to Quality for Social Security Disability Benefits?

There are specific time periods on how long you are to be disabled before you can collect Social Security disability benefits. You may become eligible if […]
March 12, 2018

Powers of Attorney: Always Read The Fine Print!

Powers of attorney are a lot like medical insurance. Many people don’t pay very close attention to the written document until we need to use the […]
March 6, 2018

Do I Need An Attorney To Prepare My Will?

The legal answer is no. There is no law that requires that you hire an attorney to draft your will. However, there are several bad things […]
March 5, 2018

How Much Monthly Social Security Benefits Will I Get When I Retire Or Am Disabled?

There is a very good online article about how your monthly Social Security Benefits. The following is the article’s website: http://finance.yahoo.com/news/how‑social‑security‑benefits‑are‑calculated‑173545005.html?soc_src=mail&soc_trk=ma The Social Security Administration has […]
February 27, 2018

Online Social Security Services

The Social Security Administration’s official website is located online at http://www.ssa.gov/ On this website, you can create an account to change your address and manage your Social […]
February 19, 2018

My Application for Social Security Benefits Has Been Denied! What Do I Do?

Appeal as soon as possible! You should appeal your denial of benefits as soon as possible. For unfavorable decisions from the local office and the administrative […]
February 15, 2018

Don’t Delay in Getting A Powers of Attorney!

It is very common for people to put off executing powers of attorney. In fact, recent studies show that 80% of adults do not have an […]
February 8, 2018

Powers of Attorney: Always Have A Plan B!

The decision on who should be your agent for your power of attorney is usually a fairly easy one. Most people will usually select their spouse […]
February 1, 2018

Video Taping The Execution Of A Will

Under Louisiana law, there is no legal requirement that the execution of a will be videotaped. Further, there is no such thing as a video will. […]
January 4, 2018

When Can Someone Get a Social Security Spousal Benefits Based on the Record of Their Spouse?

A person may be eligible for a monthly benefit up to one half (½) of their spouse’s retirement or Social Security disability amounts. This spousal benefit […]
January 3, 2018

Beware of Revocable Living Trusts!

Many consumers are executing Revocable Living Trusts. They are being sold on this product on the promise to avoid a succession and probate. Revocable Living Trusts […]
December 19, 2017

Video Taping the Execution of a Will

Under Louisiana law, there is no legal requirement that the execution of a will be videotaped. Further, there is no such thing as a video will. […]
December 18, 2017

Reasons A Succession May Need An Executor Or Administrator

Many people are surprised to learn that under Louisiana law, an heir or legatee is not required to have an executor/administrator appointed by the court to […]
June 29, 2017

Powers of Attorney: Always Have A Plan B!

The decision on who should be your agent for your power of attorney is usually a fairly easy one. Most people will usually select their spouse […]
June 29, 2017

Beware of Revocable Living Trusts!

Many consumers are executing Revocable Living Trusts. They are being promoted this product on the promise that it will help them avoid a succession and probate. […]
June 29, 2017

What Do I Do If I Left Off A Succession Asset?

Heirs and legatees are required to file a detailed descriptive list with the court in a succession. A detailed descriptive list itemizes all debts and assets […]
June 29, 2017

My Application For Social Security Benefits Has Been Denied! What Do I Do?

Appeal as soon as possible! You should appeal your denial of benefits as soon as possible. For unfavorable decisions from the local office and the administrative […]
June 29, 2017

Video Taping The Execution Of A Will

Under Louisiana law, there is no legal requirement that the execution of a will be video taped. Further, there is no such thing as a video […]
June 16, 2017

!!!SPECIAL NEEDS TRUST!!!

Effective December 31, 2016, there has been a significant change in the federal law regarding the establishment of Special Needs Trusts. The “21st Century Cures Act” […]
January 21, 2017

Special Needs Trust

Great News!   It is now easier to establish a self-settled Special Needs Trust for your clients. Effective date as of December 31, 2016, Section 1917 […]
January 20, 2017

Special Needs Trust

Great News! It is now easier to establish a self-settled Special Needs Trust for your clients. Effective date as of December 31, 2016, Section 1917 (d)(4) […]
November 16, 2016

!!!VETERAN’S ADMINISTRATION ALERT!!!

The Veterans Administration (VA) has published a proposal that will significantly change eligibility rules for veterans’ and or their spouses. The VA now anticipates that the […]
October 14, 2016

!!!DISASTER ALERT!!!

Any assistance received due to a declared major disaster or catastrophe by the President of the United States of America, is permanently excluded as a resource […]
October 14, 2016

!!!DISASTER ALERT!!!

Any assistance received due to a catastrophe or major disaster having been declared by the President of the United States, is permanently excluded as a resource […]
February 17, 2016

The Social Security Strategy

There is a limited window of opportunity to take benefit of a Social Security strategy that could increase your Social Security monthly benefits. If you were […]
February 17, 2016

The Social Security Strategy

There is a limited window of opportunity to take benefit of a Social Security strategy that could increase your Social Security monthly benefits. If you were born […]
December 30, 2015

Don’t Go Broke in a Nursing Home

Mr. Losavio is giving a workshop at Amber Terrace Assisted Living Tuesday January 12, 2016 at 4:00pm and 6:30pm and Thursday January 14,2016 at 4:00pm an […]
December 23, 2015

Medicaid Eligibility & Spousal Retirement Accounts

Currently there are 31 states* where Medicaid treats a community spouse’s IRA account as a countable resource. Thus, before an institutionalized spouse can qualify for Medicaid […]
December 23, 2015

Medicaid Eligibility & Spousal Retirement Accounts

Currently there are 31 states* where Medicaid treats a community spouse’s IRA account as a countable resource. Thus, before an institutionalized spouse can qualify for Medicaid […]
November 25, 2015

IRS TAX TIPS FOR DEDUCTING GIFTS TO CHARITY

The holiday season often prompts people to give money or property to charity. If you plan to give and want to claim a tax deduction, there […]
November 25, 2015

IRS Tax Tips for Deducting Gifts to Charity

The holiday season often prompts people to give money or property to charity. If you plan to give and want to claim a tax deduction, there […]
October 8, 2015

Part 2: Possible Changes in Medicare

Medicare Annual Enrollment Period (AEP) As you may know, the Annual Enrollment Period for Medicare beneficiaries will be October 15 through December 7.  This is the period […]
October 2, 2015

Possible Changes in Medicare Costs in 2016

Although the Centers for Medicare and Medicaid Services (CMS) has not yet announced changes for 2016, the following might be expected, based on preliminary information released: […]
October 1, 2015

How Your Income Affects Your Premium Tax Credit

You are allowed a premium tax credit only for health insurance coverage you purchase through the Marketplace for yourself or other members of your tax family. […]
September 28, 2015

6 Advantages of Real Estate Investing for Savvy Entrepreneurs

I’ve had numerous conversations with entrepreneurs lately who have come to the conclusion that they need to start diversifying their business profits into more than just […]
September 16, 2015

Boost Your Tax Knowledge with a Free Learning Program from the IRS

The IRS has a free program for anyone who wants to learn about taxes. “Understanding Taxes” is available 24/7 on IRS.gov. It was designed by the […]
September 11, 2015

What Information Must a Health Coverage Provider Report to the IRS

For purposes of the health care law, the information that health coverage providers, including employers that provide self-insured coverage, report to the IRS includes the following: […]
September 4, 2015

Medicaid Estate Recovery: Barrier to Medicaid Enrollment

With more people becoming eligible for Medicaid, one question repeatedly comes up: “will receiving Medicaid coverage jeopardize my family home?” Depending on the circumstances, the answer […]
August 28, 2015

Key Tax Tips on the Tax Effects of Divorce or Separation

Income tax may be the last thing on your mind after a divorce or separation. However, these events can have a big impact on your taxes. […]
August 27, 2015

The Lifestyle Choices That Affect Alzheimer’s Risk

There are no guarantees when it comes to aging, but a new study helps clarify the lifestyle choices that affect our risk for Alzheimer’s disease, for […]
August 25, 2015

Medicare Premiums Expected to Rise Steeply for Some, Stay Unchanged for Most

Most Medicare enrollees can expect to pay the same amount for their Medicare Part B coverage (the portion of Medicare that pays for doctors’ services and […]
August 13, 2015

IRS Offers Easy-to-Use Online Tools

When you need tax help, the IRS has many online tools that are easy to use. You can e-file your tax return free, check your refund’s […]
August 7, 2015

What Employers Need to Know About the Affordable Care Act

The health care law contains tax provisions that affect employers. The size and structure of a workforce – small or large – helps determine which parts […]
August 5, 2015

“Big Time Sports” Show

Kent DeJean along with his twin brother, Scott DeJean, will be co-hosting the” Big Time Sports” radio show Sunday morning from 10:00 o’clock a.m. to noon […]
August 4, 2015

Beware of Revocable Living Trust

Many consumers are executing Revocable Living Trusts. They are being sold on this product on the promise to avoid a succession and probate. Revocable Living Trusts […]
July 21, 2015

Video Taping The Execution Of A Will

Under Louisiana law, there is no legal requirement that the execution of a will be video taped. Further, there is no such thing as a video […]
July 16, 2015

YouTube Videos

Watch Mr. Kent DeJean appear on a talk show with Dianne Andrews.  Please see link below. http://www.youtube.com/watch?v=6LrNrBlJV4I
July 15, 2015

Top 10 Tips About Tax Breaks for the Military

If you are in the U. S. Armed Forces, special tax breaks may apply to you. For example, some types of pay are not taxable. Certain […]
July 14, 2015

7 Questions to Ask Yourself Before Deciding to Retire

Few Americans save enough for retirement. Whether due to financial issues or a lack of foresight, a lot of people either don’t give much thought to […]
July 10, 2015

Powers of Attorney: Always Have A Plan B!

The decision on who should be your agent for your power of attorney is usually a fairly easy one. Most people will usually select their spouse […]
July 9, 2015

Free Book and Seminars

Peter Losavio of Losavio & DeJean will be presenting five (5) free seminars entitled “Don’t Go Broke in a Nursing Home”. This seminar will provide information […]
July 7, 2015

Does the Affordable Care Act Guarantee Healthcare as a Right?

In his recent celebratory remarks after the Supreme Court (SCOTUS) upheld the legality of subsidies/tax credits under the Affordable Care Act (ACA), President Obama had this […]
July 3, 2015

Get to Know the Small Business Health Care Tax Credit

If you are a small employer, you might be eligible for the Small Business Health Care Tax Credit, which can make a difference for your business.   To […]
June 29, 2015

Inside This Issue Include a few Tax Items in Your Summer Wedding Checklist

If you’re preparing for summer nuptials, make sure you do some tax planning as well. A few steps taken now can make tax time easier next […]
June 24, 2015

Don’t Go Broke in a Nursing Home

Mr. Pete Losavio will be speaking at a  free workshop at Sunrise of Baton Rouge 8502 Jefferson Hwy. Baton Rouge, LA 70809  on Saturday June 27, […]
June 17, 2015

Get to Know the Health Care Law’s Employer Shared Responsibility Payment

Under the Affordable Care Act, applicable large employers – those with 50 or more full-time employees, including full-time equivalent employees – are required to take some new […]
June 15, 2015

Don’t Overlook the Child and Dependent Care Tax Credit this Summer

IRS Special Edition Tax Tip 2015-12 Day camps are common during the summer months. Many parents pay for them for their children while they work or […]
June 11, 2015

Don’t Miss Filing Deadlines Related to Foreign Income and Assets

All U.S. citizens and residents must report worldwide income on their federal income tax return. If you lived outside the U.S. on the regular due date […]
June 10, 2015

The Health Care Law and Employers: The ACA Basics for Applicable Large Employers

Some of the provisions of the Affordable Care Act only affect your organization if it’s an applicable large employer. An applicable large employer is generally one […]
June 8, 2015

ACA and Employers: How Seasonal Workers Affect Your ALE Status

When determining if your organization is an applicable large employer, you must measure your workforce by counting all your employees.  However, there is an exception for seasonal workers. […]
June 5, 2015

Prepare for a Disaster – Plan to Keep Your Tax Records Safe

To mark the start of the hurricane season, the IRS urges you to make a plan to keep your tax records safe. Plans made before a […]
June 2, 2015

Divorce: Beware of the Internet!!

In today’s social media internet world, people open up their private lives to family, friends and the public. People can post private photographs and post private […]
June 1, 2015

Look to the IRS for Tax Help in the Event of a Disaster

June 1 marks the start of hurricane season. When a hurricane or other disaster strikes, the IRS wants you to know you can count on us […]
May 21, 2015

Find Out How ACA Affects Employers with 50 or More Employees

Some of the provisions of the Affordable Care Act, or health care law, apply only to large employers, which are generally those with 50 or more […]
May 20, 2015

Small Business Retirement Plan Penalty Relief Expires Soon

You still have time to file retirement plan tax returns for your small business. Under the IRS special penalty relief program, you can avoid stiff penalties […]
May 14, 2015

Divorce: I Put My Name on it. Does that Make it Mine?

It is not uncommon for spouses to move assets and put their own names on titles or accounts. There is a myth that simply changing the […]
May 13, 2015

Find Out How ACA Affects Employers with Fewer than 50 Employees

Most employers have fewer than 50 full-time employees or full-time equivalent employees and are therefore not subject to the Affordable Care Act’s employer shared responsibility provision. If […]
December 9, 2014

A Roundup of Key Elder Law Numbers for 2014

Medicaid Spousal Impoverishment Figures for 2014: The new minimum community spouse resource allowance (CSRA) is $23,448 and the new maximum CSRA is $117,240.  The new maximum […]
September 11, 2014

Live Longer and Prosper with Annuities

Are you worried about outliving your money in retirement? Here’s another option: Alert: The IRS has issued final regulations allowing IRA owners and qualified plan participants […]
September 10, 2014

CPAs Sue IRS Over PTIN Fees

A pair of CPAs have filed a class-action complaint against the Internal Revenue Service challenging IRS regulations requiring tax practitioners to annually register and pay a […]
September 8, 2014

Obamacare’s Latest Threat Nears Turning Point in Court Battle Over Premium Tax Credits

(Bloomberg) Two years after a single vote on the U.S. Supreme Court saved a core part of Obamacare, opponents are trying to topple the measure again, […]
September 3, 2014

Five Easy Ways to Spot a Scam Phone Call

The IRS continues to warn the public to be alert for telephone scams and offers five tell-tale warning signs to tip you off if you get […]
August 27, 2014

Medicare Fast Facts

Reported by Insured Retirement Institute,Nationwide Financial $621,867 = The Lifetime health care costs for affluent healthy couples in the top Medicare surcharge bracket who retire in […]
August 26, 2014

Hunting Supplies Free of State and Local Sales Tax September

News Release FOR IMMEDIATE RELEASE August 25, 2014 FOR MORE INFORMATION: Byron Henderson Press Secretary 225.219.2773 Byron.henderson@la.gov Hunting supplies free of state and local sales tax […]
August 22, 2014

Top 4 Legal Documents Everyone Must Have

Washington, D.C. — The National Academy of Elder Law Attorneys (NAELA), a professional association of attorneys serving seniors, people with disabilities, and their families, compiled a […]
August 19, 2014

IRS Updates Phone Scams Warning

The IRS is again warning the public about phone scams that continue to claim victims all across the country. In these scams, thieves make unsolicited phone […]
August 18, 2014

5 Tips on Estimated Tax Payments

Some taxpayers may need to make estimated tax payments during the year depending on the type of income you receive. If you do not have taxes […]
August 13, 2014

Six Tips for People Who Owe Taxes

While most people get a refund from the IRS when they file their taxes, some do not. If you owe federal taxes, the IRS has several […]
August 11, 2014

Down’s Syndrome and the Link to Alzheimer’s

Down’s Syndrome and the Link to Alzheimer’s The latest medical research is showing a link between the condition known as Down’s Syndrome and the development of […]
August 8, 2014

If You Execute a Pre-nup, Then You Need to do Estate Planning

More and more people are executing pre-nuptial agreements before marriage, along with post-nuptial court-approved agreements after. In Louisiana, these agreements are called “Separate Matrimonial Regime Agreements,” […]
August 7, 2014

In the News. IRS Limits Direct Deposit of Refunds

Beginning in January 2015, the IRS will be limiting the number of direct deposits into a single account to three transactions. This includes all bank accounts […]
August 6, 2014

Five Basic Tax Tips About Hobbies

Millions of people enjoy hobbies that are also a source of income. Some examples include stamp and coin collecting, craft making, and horsemanship. You must report […]
August 5, 2014

Do I Need an Appraisal in a Louisiana Succession?

Guessing as to the valuation of real estate in Louisiana is not a good idea for several reasons. Heirs and legatees are required to file a […]
August 4, 2014

LSU Tiger Fan Jam Party

Kent DeJean and his twin brother, Scott DeJean, will be hosting the LSU Tiger Fan Jam Party on stage in Houston, Texas on Friday night August […]
July 31, 2014

“Big Time Sports”

Kent DeJean and his brother, Scott DeJean, will be guest co-hosts for the “Big Time Sports” Radio Show on this coming Sunday August 3, 2014 from […]
July 29, 2014

Ideas to Make Homeownership Affordable

Much is being written about how it is becoming harder to purchase a first home. Is home ownership out of reach? The problemFor years the values […]
July 17, 2014

More Americans Are Aging in Place. Can Towns and Cities Adapt?

The graying of the American homeowner is upon us. The question is: Will communities be ready for the challenges that come with that? The number of […]
July 14, 2014

Top 10 Reasons to Visit IRS.gov This Summer

If you need tax help or information, your best option is to visit the IRS.gov website. Our many online tools and services make it easy for […]
July 9, 2014

IRS Tip Sheet on Gambling Income and Losses

Whether you like to play the ponies, roll the dice or pull the slots, your gambling winnings are taxable. You must report all your gambling income […]
July 7, 2014

Summer Weddings Mean Tax Changes

Taxes may not be high on your summer wedding plan checklist. But you should be aware of the tax issues that come along with marriage. Here […]
July 2, 2014

What to do When You Get a Notice From the IRS

Each year the IRS mails millions of notices. Here’s what you should do if you receive a notice from the IRS: 1. Don’t ignore it. You can […]
June 30, 2014

Bad News for Firms that Reimburse Workers Tax Free for Health Insurance

The Employers owe a $100 a day excise tax per employee, according to IRS, which just issued guidance to clear up confusion over the tax treatment […]
June 27, 2014

When Should I Open a New Bank Account if I’m Getting a Divorce?

It’s not unusual for someone to open individual bank accounts prior to filing a lawsuit for divorce. Although this is financially practical, it can also create […]
June 26, 2014

Community Choices Waiver Program

What is the Community Choice Waiver Program? The Community Choice Waiver Program provides services in the home and in the community to elders or adults with […]
June 25, 2014

What not to do Before Filing Bankruptcy

Do not pay off relative or friends that are your creditors. Bankruptcy courts and trustees do not look favorably upon this practice. Those payments may be forced […]
June 20, 2014

Social Security Defines Policy for Same-Sex Married Couples

Agency Extends Benefits Broadly, Subject to Legal Constraints Social Security has published new instructions that allow the agency to process more claims in which entitlement or […]
June 16, 2014

Beware of Social Security Estimates on Retirement Benefits!

Here is a link to an interesting article on reasons why potential retirees should be question the accuracy of estimates of Social Security retirement benefits provided […]
June 12, 2014

Get Credit for Child and Dependent Care This Summer

Many parents pay for childcare or day camps in the summer while they work. If this applies to you, your costs may qualify for a federal […]
June 10, 2014

Legendary Tiger Stadium

Our one and only Kent S. DeJean is featured in this book.  So go out and read this book. ” Legendary Tiger Stadium The 30 Greatest […]
June 6, 2014

Putting Off Getting a Will Until You Fly? Think Again!

One of the biggest things that motivates people to our law firm to engage in estate planning or updating their wills is when they go on […]
June 5, 2014

Bankruptcy Documents: Proving Income

Proving your income is very important in bankruptcy cases. You are not eligible for Chapter 7 bankruptcy if your income is too high. The court will […]
June 4, 2014

When Can I Get My Full Social Security Retirement Benefits?

When you can obtain full retirement benefits is determined by your date of birth. If you were born between 1943 and 1954, full retirement age is […]
June 2, 2014

VA Certification

Mr. Peter J. Losavio, Jr. has the necessary requirements pursuant to 38 C.F. R. § 14.629(b)(1)(iii) and (iv) and approved by the Missouri State Bar with […]
May 30, 2014

Slidell Business Owner Charged With Tax Fraud

  News Release  FOR IMMEDIATE RELEASEMay 29, 2014 FOR MORE INFORMATION:Byron Henderson Press Secretary 225.219.2691 Byron.henderson@la.gov   Slidell business owner charged with tax fraud  BATON ROUGE […]
May 28, 2014

Husband’s Joint Return Negated by Wife’s Subsequently Filed Separate Return

The Tax Court held that a taxpayer was not entitled to the filing status of married filing jointly where, after he had filed a joint return […]
May 21, 2014

Should I Retire Early?

This link is to a great article regarding Early Retirement: http://www.nytimes.com/2014/05/15/business/retirementspecial/social-security-at-62-lets-run-the-numbers.html?WT.mc_id=D-E-OTB-AD-TOPSTORIES-HP-OS-0514&WT.mc_ev=click&bicmp=AD&bicmlukp=WT.mc_id&bicmst=1400182869000&bicmet=1401565269000&_r=0
May 19, 2014

IRS Announces HSA Inflation Adjustment Amounts for 2015

The IRS has provided the 2015 inflation adjusted amounts for health savings accounts. Rev. Proc. 2014-30 (4/23/14). Within limits, an eligible individual can deduct the amount […]
May 14, 2014

Social Security Secrets You Probably Don’t Know

CHECK OUT THIS WEBSITE FOR ARTICLE ON SS SECRETS YOU DON’T KNOW http://www.fool.com/ecap/the_motley_fool/homerun-3-social-security-secrets-you-dont-know/?partner=outbrain&waid=7232&wsource=esaoutprm0860031
May 13, 2014

Noah and Sophia Win Social Security’s Most Popular Baby Names for 2013

Noah and Sophia are America’s most popular baby names for 2013. First time atop the list is Noah, the first new boys name at number one since 1960 […]
May 8, 2014

Alhborn is Still Alive!!… For Now

Arkansas Department of Human Services v. Ahlborn (Ahlborn case) is a landmark medicaid collection case decided by the United States Supreme Court in 2006. The Supreme […]
May 7, 2014

Social Security Disability: My Cousin got it. Why Can’t I?

Persons that apply for Social Security benefits often become frustrated when they are denied. They are particularly frustrated when they feel that their relative or friends […]
May 6, 2014

Divorce: I Put My Name on it. Does That Make it Mine?

It is not uncommon for spouses to move assets and put their own names on titles or accounts. There is a myth that simply changing the […]
May 5, 2014

Plan Ahead

The attorneys of Losavio & DeJean possess the expertise and experience to help you plan ahead, making sure that when you’re no longer able to care […]
May 2, 2014

Can I Discharge My Student Loans on Bankruptcy?

Kent S. DeJean | Attorney at Law The general answer is no. Student loans are not automatically discharged in bankruptcy. In fact, they are exempt from […]
May 1, 2014

The Dangers of Hand Written Wills

It’s not unusual for people to take shortcuts and try to avoid spending money on wills by hand-writing one. Although this practice is permitted under Louisiana […]
April 30, 2014

IRS vs. ID THEFT

LATEST DEVELOPMENT: THE IRS HAS LAUNCHED A PILOT PROGRAM IN FLORIDA, GEORGIA AND THE DISTRICT OF COLUMBIA WHERE SOME INDIVIDUAL FILERS CAN APPLY FOR A PROTECTED […]
April 29, 2014

IRS to Exempt Organizations as Filing Deadline Nears: Remember to File and Don’t Include SSNs on Form 990

The IRS has a few important reminders as the May 15 filing deadline for many tax-exempt organizations fast approaches. Make sure you file Form 990 if […]
April 28, 2014

I Want My Daughter to Have My Wedding Ring if I Die. How do I Make Sure She Gets it?

Every person owns certain property that is special to them. Wedding or engagement rings, furniture, or art collections are examples of sentimental items that people can […]
April 22, 2014

Ten Things to Know About IRS Notices and Letters

Each year, the IRS sends millions of notices and letters to taxpayers for a variety of reasons. Here are ten things to know in case one […]
April 21, 2014

Unpaid Debt Can Affect Your Refund

If you owe a debt that’s past-due, it can reduce your federal tax refund. The Treasury Department’s Offset Program can use all or part of your […]
April 16, 2014

Ten Tips for Paying Your Taxes

If you owe taxes with your tax return this year, you should know a few things before you file. Here are 10 helpful tips from the […]
April 14, 2014

Will Social Security Change its Annual Earnings Limit in 2014 and Who Will be Affected?

The earnings limit will go up from $15,120 in 2013 to $15,480 in 2014, an increase of $360. The limit applies if you’re between age 62 […]
April 10, 2014

What Will be the Maximum Amount of my Pay That can be Taxed for Social Security in 2014?

The figure will be $117,000 — up from $113,700 in 2013. The new number is based on the national increase in average wages. The Social Security […]
April 10, 2014

Will People Who Receive Social Security Benefits Get a Cost-of-Living Increase in 2014? If so, How Much, and Who Will Get it?

In January, benefits will rise by 1.5 percent for the more than 57 million Social Security recipients. The higher payments also will go to more than 8 […]
April 8, 2014

Tips on Making Estimated Tax Payments

If you don’t have taxes withheld from your pay, or you don’t have enough tax withheld, then you may need to make estimated tax payments. If you’re self-employed you […]
April 2, 2014

Eight Common Tax Mistakes to Avoid

We all make mistakes. But if you make a mistake on your tax return, the IRS may need to contact you to correct it. That will […]
April 1, 2014

Two Tax Credits Help Pay Higher Education Costs

Did you, your spouse or your dependent take higher education classes last year? If so, you may be able to claim the American Opportunity Credit or […]
March 31, 2014

Louisiana Medicaid Offers Applied Behavioral Analysis Services

The Louisiana Department of Health and Hospitals is pleased to announce that Medicaid now covers Applied Behavioral Analysis (ABA)  services for persons who meet the following […]
March 25, 2014

I Moved to Louisiana and Have a Will Executed in Another State. Should I Get a New Will Made in Louisiana?

It is common for people to move to different states. Potential clients come to my office asking if it is necessary to execute a new will […]
March 19, 2014

Social Security Launches New Expedited Disability Process for Veterans – Fast-tracking Disability Decisions for Vets with 100% Permanent and Total Rating

Carolyn W. Colvin, Acting Commissioner of Social Security, today announced the launch of a new disability process to expedite disability claims filed by veterans with a […]
March 14, 2014

Five Tax Credits That Can Reduce Your Taxes

Tax credits help reduce the taxes you owe. Some credits are also refundable. That means that, even if you owe no tax, you may still get […]
March 7, 2014

Three Timely Tips About Taxes and the Health Care Law

The health care law has provisions that may affect your personal income taxes. How the law may affect you may depend on your employment status, whether […]
March 4, 2014

Five Facts About Unemployment Benefits

If you lose your job or your employer lays you off, you may be able to get unemployment benefits. The payments may be a welcomed relief. […]
February 26, 2014

Deducting Medical and Dental Expenses

If you plan to claim a deduction for your medical expenses, there are some new rules this year that may affect your tax return. Here are […]
February 25, 2014

SSA Inheritance

Will An Inheritance Or Personal Injury Settlement Effect My Social Security Benefits? It is not unusual for person’s receiving Social Security benefits to come into money […]
February 24, 2014

No Knock Knock Joke

The IRS will begin knocking on the doors of hundreds of tax prepares in the next few months.  It has launched a program for agents to […]
February 21, 2014

A Major Illness and Family Problems Won’t Excuse Late Payroll Tax Deposits

The president of a company experienced heart problems during pregnancy and gave birth in the intensive care unit.  Her daughter was born with a cancerous tumor […]
February 18, 2014

Four Good Reasons to Direct Deposit Your Refund

Would you choose direct deposit this year if you knew it’s the most popular way to get a federal tax refund? What if you learned it’s […]
February 17, 2014

IRS Asks Taxpayers to Resist Calling Next Week

The Internal Revenue Service is urging taxpayers to resist the urge to call the agency for answers to tax questions as it anticipates an avalanche of […]
February 13, 2014

Don’t Avoid Treatment

Social Security Disability: Don’t Avoid Treatment It is not uncommon for people that have physical or mental disabilities to avoid treatment. When the medical records are […]
February 11, 2014

My Spouse Says She Will Settle… Do I Need to Worry About All of These Divorce Papers?

My Spouse Says She Will Settle…Do I Need To Worry About All Of These Divorce Papers? My mother had a wise saying, “Don’t listen to what […]
February 10, 2014

Louisiana SOS Notification

Secretary Schedler warns businesses about misleading letters regarding annual reports   Secretary of State Tom Schedler is notifying all business owners to be cautious when receiving […]
February 6, 2014

Administration Fears Part of Health Care System SO Flawed it Could Bankrupt Insurance Companies

While the administration publicly expresses full confidence in its health care law, privately it fears one part of the system is so flawed it could bankrupt […]
February 5, 2014

Tax Squeeze

Upper-income taxpayers will feel the sting of higher rates, smaller write-offs and new taxes when they file their 2013 federal tax returns this year. And they’ll […]
January 31, 2014

Simplified Home Office Deduction

If you take a home office deduction, you may be able to use an optional simplified method to figure it. But the maximum deduction under this […]
January 22, 2014

Who is a Bankruptcy Trustee?

A Chapter 7 trustee is person who is appointed by the bankruptcy court. The Trustee acts as an officer of the court to make sure that […]
January 21, 2014

Can You Appeal if Medicare Refuses to Cover Care You Received?

Absolutely.  Sometimes Medicare will decide that a particular treatment or service is not covered and will deny a beneficiary’s claim. Many of these decisions are highly […]
January 16, 2014

How is Community Property Divided in a Louisiana Divorce?

Under Louisiana law, both parties are entitled to a one half undivided interest in all community property acquired and are responsible for one half of the […]
January 15, 2014

Always Have a Back-Up Agent in Your Power of Attorney

I cannot tell you the number of powers of attorney documents that I have examined that only name an agent to administer the estate or person […]
January 14, 2014

Social Security Benefit Changes for 2014

Monthly federal Supplemental Security Income (SSI) payment standard will be $721 for an individual and $1,082 for a couple. Average monthly Social Security retirement payment: $1,294 […]
January 8, 2014

Definitions to Help Win Your Social Security Disability Claim

Many Social Security disability claimants are unaware that there are specific definitions for impairments listed by the Social Security Administration. These definitions cover a variety of […]
January 3, 2014

Hitting the Skids

In the new private ruling, the IRS says that reimbursements given to employees as part of a bike-sharing program aren’t tax-free.  Employers may provide a tax-free […]
December 26, 2013

Medicare Premiums, Deductibles and Copayments for 2014

Basic Part B premium: $104.90/month(unchanged) Part B deductible: $147 (unchanged) Part A deductible: $1,216 (was $1,184) Co-Payment for hospital stay days 61-90: $304/day(was $296) Co-Payment for […]
December 13, 2013

Long-Term Care Premium Deductibility Limits for 2014

The Internal Revenue Service has announced the 2014 limitations on the deductibility of long-term care insurance premiums from taxes.  Any premium amounts above these limits are […]
December 11, 2013

Elder Law Numbers Continued – 2014

Medicaid Home Equity Limits  Minimum $543,000 Maximum $814,000 Income cap  The income cap for 2014 applicable in “income cap” states will be $2,163 a month. Gift and estate tax figures […]
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